4 Tips To Protect Your Data After The Equifax Hack

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By guest writer Nat Kum

Equifax announced in September that they were hacked earlier in 2017, thereby exposing 145 million American consumers’ personal details. The incident happened almost five months before it was disclosed to the public. The credit rating bureau is now facing several lawsuits, a hit on their stock price and numerous federal and state investigations. Understandably the CEO resigned shortly after this incident. Their incomplete, incompetent and slow response has irritated people throughout the country leaving consumers perplexed about what they could do to safeguard their personal information. So what can you do going forward? Here are four pieces of advice:

1. Figure out if your details have been exposed

This can be done by entering your second name and the last 6 digits of your social security number which is registered with Equifax’s website. The site will inform you whether or not you’ve been affected.

2. Enroll in a year of free credit monitoring

Regardless of whether your credit details were exposed or not, Equifax consumers are all eligible to receive one year of free services related to credit monitoring.

3. Review your report from other agencies

Contact other credit agencies such as TransUnion and Experian to check your credit report. You may also get a copy from annualcreditreport.com.

4. Opt for a credit freeze

Freezing your credit accounts will make it tougher for thieves to open forged accounts in your name. A credit freeze can prevent anyone from making any sorts of changes to your accounts.

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